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The Legal Insight by HHQ is a podcast series created to bring you the latest developments in the legal landscape. Join experts from Halim Hong & Quek (HHQ) Advocates & Solicitors as we dive deep into legal insights and analysis that matter, helping you navigate the complexities of the law and make informed decisions. Tune in to hear from legal professionals and industry experts as we discuss a wide range of topics, including artificial intelligence, fintech, corporate law, real estate, tax, and more. Disclaimer: Please note that the content of this podcast is intended for informational and educational purposes only and does not constitute legal advice. This podcast is not intended as an advertisement or solicitation for business. The views and opinions expressed in this podcast are those of the hosts and guests, and do not necessarily represent the views or opinions of any associated law firms, lawyers, or clients. While we strive to ensure the information provided is accurate and current, we make no warranties or representations about its accuracy, completeness, or adequacy. We are not responsible for any errors or omissions, nor for any actions taken based on the information provided in this podcast. If you need legal advice or representation, we recommend consulting with a qualified legal professional in your jurisdiction. Thank you for tuning in, and remember to always consult with a legal professional for personalized legal advice.
Episodes
Thursday May 29, 2025
Thursday May 29, 2025
The “Wild West” days are over. Malaysia’s consumer credit space is going legit — and fast.
In this Part 2 of our deep dive into the Consumer Credit Bill 2025, we go beyond the basics and into the practical challenges facing Buy Now Pay Later (BNPL) providers and other fintech players.
In this episode of the HHQ Legal Insight Podcast, our Technology Practice Group Partners, Ong Johnson and Khai Yi Lo, join host Zach Shaw to answer the tough questions:
✅ What happens if you operate BNPL without a licence?
✅ What is the actual licensing process — and how strict is it?
✅ Can startups survive the financial and regulatory hurdles?
✅ What are the “fit and proper” tests for business owners?
✅ Can you buy a BNPL business — or transfer a licence?
✅ How should existing operators start preparing today?
💡 If you're in fintech, compliance, or credit services — this episode is your survival guide.
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